About life and personal accident insurance
Life and personal accident insurance provides a defined benefit if an accident causes death, permanent disability or partial loss, helping dependants and employers manage the financial impact.
The plan is open to employees, professionals, teachers, business owners and labourers, and can be arranged for individuals or as a group scheme.
What it can cover
- Accidental death benefit
- Permanent total and partial disability
- Temporary total disability income
- Medical and hospital expense reimbursement
- Critical illness riders
- Group personal accident for employers
Who it suits
Breadwinners, working parents and companies protecting their teams.
How Basle helps
- We listen to your situation and goals.
- We compare insurers and explain limits, deductibles and exclusions.
- We arrange the policy and keep you informed at renewal.
- We support you when you need to claim.
All cover is subject to the terms and conditions of the issuing insurer.
Common questions
Premiums depend on the risk, the limits you choose and your claims history. Share a few details and we will return with clear options.
Simple policies can be arranged within days. Larger or specialist risks take longer because insurers need more information.
Yes. Your broker guides you through the process and liaises with the insurer on your behalf.