About fire and special perils insurance
Fire and special perils insurance protects buildings and their contents against fire and a defined range of related perils. It is a core policy for lenders, landlords and any business holding significant physical assets.
The policy runs for twelve months and renews annually, with sums insured reviewed at each renewal to avoid underinsurance.
What it can cover
- Fire, lightning and explosion
- Flood, storm and earthquake
- Riot, strike and malicious damage
- Aircraft and impact damage
- Escape of water from tanks and pipes
- Fixtures, fittings, stock and machinery
Who it suits
Shop owners, offices, factories and households with valuable contents.
How Basle helps
- We listen to your situation and goals.
- We compare insurers and explain limits, deductibles and exclusions.
- We arrange the policy and keep you informed at renewal.
- We support you when you need to claim.
All cover is subject to the terms and conditions of the issuing insurer.
Common questions
Premiums depend on the risk, the limits you choose and your claims history. Share a few details and we will return with clear options.
Simple policies can be arranged within days. Larger or specialist risks take longer because insurers need more information.
Yes. Your broker guides you through the process and liaises with the insurer on your behalf.